PUBLIC CASH HEALTH CALCULATOR
Disclaimer
Effective date: 18 August 2026 | Last updated: 18 August 2026
Planning estimate only: validate important decisions with actual commitments. This disclaimer applies to both public tools at app.casaiprasannakumar.com — the Cash Health Calculator and the Financial Health Check.
1. Purpose of these tools
The Cash Health Calculator and the Financial Health Check are general management-planning tools. They help a business owner organise assumptions, identify potential cash pressure or risk areas, and consider practical next steps. They are not a guarantee of future cash availability, business performance, tax liability, lending approval, or investment outcome.
2. Not personalised advice
Using these tools does not create a professional-client relationship and does not provide personalised financial, tax, legal, investment, banking, or lending advice. Obtain advice from an appropriately qualified professional before making a material decision.
3. Inputs and real-world limitations
Results depend entirely on the figures and assumptions entered. Actual cash movement can differ because of customer payment delays, invoice disputes, supplier terms, payroll timing, tax due dates, financing conditions, contracts, market changes, or events not entered into the plan.
4. What to verify before acting
Before acting on a forecast, compare it with actual bank balance, receivable ageing, supplier commitments, tax dates, loan schedules, contracts, and other known obligations. These tools do not replace invoice-level planning, a bank reconciliation, or a formal financial review.
5. No external benchmark or recommendation
Unless expressly stated on a report, the public tools do not claim to use external industry benchmarks and do not recommend a lender, loan, investment, or financial product.
6. Liability
To the extent permitted by applicable law, use of these tools is at your own discretion. casaiprasannakumar.com and CA Sai Prasanna Kumar are not responsible for losses arising solely from reliance on an estimate without validating the underlying facts and commitments.
7. No government or regulatory affiliation
casaiprasannakumar.com and app.casaiprasannakumar.com are independent professional websites. They are not affiliated with, endorsed by, or acting on behalf of the Government of India, the Income Tax Department, the Ministry of Finance, the Reserve Bank of India (RBI), the Securities and Exchange Board of India (SEBI), the Employees' Provident Fund Organisation (EPFO), any bank, lender, or any other public authority.