Terms of Use
1. Acceptance of these terms
By using the Cash Health Calculator and related public tools on casaiprasannakumar.com, you agree to these Terms of Use. If you do not agree, please do not use the tools.
2. Purpose of the tools
The public tools are provided for general business planning and educational use. They help you organise assumptions and understand possible cash-flow and working-capital positions. They are not a substitute for a review of your actual records, contracts, tax due dates, bank balances or professional advice.
3. Calculator figures and privacy
The public Cash Health Calculator processes the figures you enter temporarily on our server to produce a result and return it to your browser. The public tool does not write calculator inputs or results to its database, upload storage, cookies or browser storage. No login or registration is required for this public tool. Please read our Privacy Policy for further details.
4. No professional advice or guarantee
Calculator results are estimates based only on the figures and assumptions entered by you. They do not constitute financial, tax, legal, investment, lending or business advice, and they do not guarantee a future cash position, profitability, funding outcome or business result. Validate important decisions with your actual commitments and appropriate professional advice.
5. Acceptable use
You may use the public tools for your own internal planning. You must not:
- copy, mirror, embed or commercially reproduce the calculator without written permission;
- use automated scripts, bots or scrapers to extract the tool, content or results at scale;
- attempt to bypass security, interfere with the service, or reverse engineer protected server-side functionality; or
- use the website for any unlawful purpose.
6. Intellectual property
The calculator design, server-side logic, written content, branding and graphics are owned by or licensed to CA Sai Prasanna Kumar. These Terms do not transfer any intellectual-property rights to you.
7. Limitation of liability
To the extent permitted by applicable law, use of the public tools is at your own risk. casaiprasannakumar.com and CA Sai Prasanna Kumar are not responsible for loss arising from reliance on estimates, data entry errors, missed commitments, market changes, third-party services or decisions made using these tools.
8. External links
Links to third-party websites are provided for convenience only. We do not control or endorse their content, products, services or privacy practices.
9. Changes to these terms
These Terms may be updated when the public tools or applicable requirements change. The current version will be posted on this page with an updated date.
10. Contact
For questions about these Terms, contact CA Sai Prasanna Kumar at capsaiprasannakumar@gmail.com or +91 70367 66345.